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Identity Theft News
FTC Identifies Additional Group Of ChoicePoint Identity Theft Victims Who May Qualify for Redress
The Federal Trade Commission has mailed claim forms for reimbursement to an additional 1,500 consumers who may have been victims of identity theft due to alleged security lapses at data broker ChoicePoint, Inc. In December, 2006, the Commission mailed claim forms to 1,400 consumers who were identified with the assistance of law enforcement, with instructions on how to file a claim. The FTC also has created a website – http://www.ftc.gov/choicepoint – where consumers who do not receive a letter can download a claims form and obtain information about the claims process.
In 2005, ChoicePoint, which compiles and sells personal information, announced that it had sold information about many consumers to people who turned out to be identity thieves. The FTC, the nation’s consumer protection agency, investigated the ChoicePoint security breach and alleged that, in some cases, these sales resulted in identity theft. The FTC and ChoicePoint reached a settlement requiring the company, among other things, to pay $5 million to be used to reimburse consumers for expenses due to identity theft caused by ChoicePoint’s security breach. A press release explaining the settlement can be found at http://www.ftc.gov/opa/2006/01/choicepoint.htm. Read more at ftc.gov.
Possible Personal Information Breach
Johanns was informed today of the possible breach during a briefing on the status of a forensic investigation into the incident. He was first notif... Read more >
Definition:
The term dumpster diving describes identity thieves' methods of digging through garbage cans and other kinds of trash in order to find useful personal information.
Creditworthiness
Definition:
Credit worthiness predicts how likely you are to pay back a loan based on your past credit history.
Skimming
Definition:
Skimming in known as the method of using a information storage device when processing credit or debit cards in order to obtain the card number and then use it fraudulently.
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